Whether you want a basic, no frills, free checking account or an interest-bearing account, we have a variety of products to fit your style of banking.

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Free
Checking

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49 Forever
Checking

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Global
Checking

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Global
1.0

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Global
2.0

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Now
Account

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Health Savings

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Which is Right for You?  A free account, no strings attached! Free checking with benefits for customers ages 49 and older Fee-free access to more than 1 million ATMs worldwide! Student checking designed for teens 13-17 Global checking for young adults ages 18-25 Interest-
bearing checking
 For HDHP participants — Save for unexpected healthcare costs
Minimum Opening Deposit $25 $25 $25 None None $1000 None
Minimum Balance Requirement None None None None None None None
Monthly Service Charge None None $10 if requirements not met $1 if requirements not met $10 if requirements not met $5 if average available balance is less than $1,000 None
Free ATM Fees No Up to 4 foreign ATMs (CCTC fees only) Fee-free access to over 1 million ATMs worldwide! Yes Yes No No
Earns Interest No No No No No Yes, if daily ledger balance is $1,000 or more Yes, if daily ledger balance is $100 or more
Checks No maintenance or per-check fees $15 off any personalized check order, or free “49 Forever” style checks Free checks available Free checks available Free checks available Yes Yes
Free/Discounted Safe Deposit Box* No $6 off any size safe deposit box rental No No No No No
Free Web Banking & Bill Pay Yes Yes Yes Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes Yes Yes Yes
Free VISA® Debit Card Yes Yes Yes Yes Yes Yes Yes
Free UChoose Rewards® Yes Yes Yes Yes Yes Yes No
Free Mobile Banking** Yes Yes Yes Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes Yes Yes Yes

 *Subject to Availability
**Wireless carrier charges or data fees may apply.