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Whether you want a basic, no frills, free checking account or an interest-bearing account, we have a variety of products to fit your style of banking. Mother and child

Free
Checking

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Middle Aged couple

49 Forever
Checking

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Zero, Zip Zilch. Go Global!

Global
Checking

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Mother and Daughters

Global
1.0

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Teen Student

Global
2.0

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NOW Account

Now
Account

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Doctor with Stethoscope

Health Savings

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Which is Right for You?  A free account, no strings attached! Free checking with benefits for customers ages 49 and older Fee-free access to more than 1 million ATMs worldwide! Student checking designed for teens 13-17 Global checking for young adults ages 18-25 Interest-
bearing checking
 For HDHP participants — Save for unexpected healthcare costs
Minimum Opening Deposit $25 $25 $25 None None $1,000 None
Minimum Balance Requirement None None None None None $1,000 None
Monthly Service Charge None None $10 if requirements not met $1 if requirements not met $10 if requirements not met $10 if average available balance is less than $1,000 None
Free ATM Fees No Up to 4 foreign ATMs (CCTC fees only) Fee-free access to over 1 million ATMs worldwide! Yes Yes No No
Earns Interest No No No No No Yes, if daily ledger balance is $1,000 or more Yes, if daily ledger balance is $100 or more
Checks No maintenance or per-check fees Yes Yes No per-check fees No per-check fees Yes Yes
Free/Discounted Safe Deposit Box* No $6 off any size safe deposit box rental No No No No No
Free Web Banking & Bill Pay Yes Yes Yes Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes Yes Yes Yes
Free Debit Card Yes Yes Yes Yes Yes Yes Yes
Free UChoose Rewards® Yes Yes Yes Yes Yes Yes No
Free Mobile Banking** Yes Yes Yes Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes Yes Yes Yes

 *Subject to Availability
**Wireless carrier charges or data fees may apply.

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