Checking
Checking Made Easy.
Whether you want a basic, no frills, free checking account or an interest-bearing account, we have a variety of products to fit your style of banking. |  Free Checking |  49 Forever Checking |  Global Checking |  Global |  Global |  BankOn Checking |  Now Account |  Health Savings |
|---|---|---|---|---|---|---|---|---|
| Which is Right for You? | A free account, no strings attached! | Free checking with benefits for customers ages 49 and older | Fee-free access to more than 1 million ATMs worldwide! | Student checking designed for teens 13-17 | Global checking for young adults ages 18-25 | Need to start over? This account is for you! | Interest- bearing checking | For HDHP participants -- Save for unexpected healthcare costs |
| Minimum Opening Deposit | $25 | $25 | $25 | None | None | $25 | $1,000 | None |
| Overdraft or Non-Sufficient Fund Fees | Yes | Yes | Yes | Yes | Yes | None | Yes | None |
| Minimum Balance Requirement | None | None | None | None | None | None | $1,000 | None |
| Monthly Service Charge | None | None | $10 if requirements not met | $1 if requirements not met | $10 if requirements not met | None | $10 if daily ledger balance is less than $1,000 | None |
| Free ATM Fees | No | Up to 4 foreign ATMs (CCTC fees only) | Fee-free access to over 1 million ATMs worldwide! | Yes | Yes | No | No | No |
| Earns Interest | No | No | No | No | No | No | Yes, if daily ledger balance is $1,000 or more | Yes, if daily ledger balance is $100 or more |
| Free/Discounted Safe Deposit Box* | No | $6 off any size safe deposit box rental | No | No | No | No | No | No |
| Free Web Banking & Bill Pay | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Free eStatements | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Free Debit Card | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Free UChoose Rewards® | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes |
| Free Mobile Banking** | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Free Telephone Banking | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
*Subject to Availability
**Wireless carrier charges or data fees may apply.