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Chemung Canal Trust Bank
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Property Management & Landlords

Simplify
Property Finances In One Place
Property finance can be complex and fast-paced. We help you keep operating funds, deposits, and growth plans organized with tools designed to save time and support compliance.
Elevate Your Financial Management with Chemung Canal Trust Company
  • Open and manage security deposit accounts more efficiently
  • Track funds cleanly across properties
  • Keep cash flowing with lending and cash management solutions
For Your Business
  • Operating Accounts
  • Cash Management Solutions
    • Sweep accounts, lockbox services assisting in cash flow optimization
    • Remote Deposit Capture: Deposit checks from your office
    • Positive Pay: Fraud protection for your business checking accounts
  • Merchant Services: Accept tenant payments by card
  • Property Acquisition Financing: Commercial real estate loans for portfolio growth
  • Wealth Management Services: Wealth accumulation planning services and trust management services
  • Automated Rent Collection with ZRent
    • Set it and forget it: Tenants pay automatically. No more chasing checks or late payments
    • Instant Visibility: See who has paid, who is late, and the total collection in real time
    • Convenient ACH payments: Receive payments electronically for faster, more efficient rent collection.
  • Multiple Properties on One Dashboard: Manage one or 1,000+ properties from one dashboard
Traditional Method
CCTC Method
Convenient Management
(Open separate accounts for each client.)

No.
(One master account, unlimited sub accounts.)
Yes.
Easy Set Up
(30+ minutes per account setup.)

No.
(Minutes to create digital sub accounts.)

Yes.
Introducing
EscrowEdge
A Secure Digital Platform for Managing Client Accounts

EscrowEdge = sub-accounts without the branch visits.

  • Online access and flexible sub-account organization
  • Integrated compliance workflows and easier document collection
  • Seamless money movement and real time tracking
  • Security deposit management
  • Built-in features like customizable foldering for organization of sub-accounts, Document repository, ability to collect signatures via Docusign and more
  • Digital folders for every property: Unlimited number of sub-accounts may be organized by property for easier management.
  • 24/7 access from your home or office.
  • Automated interest calculation: Compliant with your state deposit laws
  • Move in/Move out made easy: Ability to track deposits, deductions, and returns with a complete audit trail
  • Tenant Transparency: Share statements and proof of security deposit
  • Electronic Tenant Paperwork Completion that integrates seamlessly with DocuSign, allowing property managers to collect essential documents like W-9s electronically.

Manage Client Accounts
with EscrowEdge

EscrowEdge Offers Your Business:

  • Responsive Web application with anytime access for your institution and your clients
  • Customizable interest splitting allows you to divide interest between property managers and tenants
  • Interest tracking and allocation by sub-account
  • Automated money movement allows security deposits and interest to be distributed quickly and efficiently
  • Integrated compliance workflows accommodate regulations by state, county or city, helping property manager avoid costly fines
  • Named sub-accounts for each property manager and tenant helps you comply with Know Your Customer regulations
  • DocuSign integration makes it easy to collect W-9s from tenants
  • Flexible and customizable folder and naming system allows easy access
  • Bulk upload for data for new properties

The Right Banking Partner
Chemung Canal Trust Company + EscrowEdge

  • User-friendly banking apps and money tools
  • Earn interest on deposits
  • Fast, easy money movement (for tenants and property owners)
  • Regulatory, compliance monitoring and full audit history available
  • FDIC insurance for deposits

Get Paid Automatically with ZRent®

A smarter, faster way to collect rent—fully integrated with your Chemung Canal account.

  • No more chasing rent checks — automated monthly payments
  • Faster cash flow — receive funds as soon as the next business day
  • See 6 months ahead with payment forecasting
  • Manage unlimited properties in one dashboard
  • Automatic reports simplify accounting
  • Tenants love autopay and split payments
Start Collecting Rent Automatically
zrent dashboard, computer screen with a list of two tenant accounts showing.
Visit ZRent Portal

How It Works

1

Add Your Properties

2

Invite Tenants

3

Collect Payments Automatically
ZRent is always FREE for occupants and FREE for landlords depositing funds into a Chemung Canal Trust Company account.
Talk with a Business Banking Specialist.

Business banking at Chemung Canal Trust Company Bank. Our services work as hard as you do.

Let's Connect

Kari Guagenti

Business Relationship Manager / Vice President

NMLS #766796

Office:  716.458.3690 | Cell: 716.983.6375

[email protected]

Why CCTC

Business

Personal

Wealth

Education

Support

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© 2026 Chemung Canal Trust Company, N.A. All rights reserved.

ABA Routing Transit #: 021301115

Toll-free: 800-836-3711

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