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Chemung Canal Trust Company (CCTC), headquartered in Elmira, is New York State’s oldest locally-owned and managed community bank, dating back to 1833.  We are a full-service financial institution located in 12 New York counties and Bradford County, PA.  Granted trust powers in 1903, our Wealth Management Division has provided trust and investment services for clients not only in our region, but across the country as well.