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External link in new window to our mortgage application tool

Whether you are a first-time homebuyer, planning to build, buying a second home, or looking to refinance your current mortgage, we offer mortgages that can be designed just for you!

Use our mortgage calculators below to help determine which mortgage options are best for you. Check, too, on the potential savings in making biweekly instead of monthly mortgage payments.

Our Mortgage Originators


You can apply online for a mortgage, visit one of our offices or call us at (607) 737-3815 or toll-free at (800) 836-3711, extension 3815 to speak with a Mortgage Specialist.

The Consumer Financial Protection Bureau also provides a Home Loan Toolkit to help you understand process step-by-step.