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Mortgages

Loans To Put You in Your Dream Home

External link in new window to our mortgage application tool

There are a variety of reasons to look for a new home. Maybe your family has outgrown your current home and needs more space. Or, maybe you’ve recently changed careers and are moving to a new city. Whatever your reason for purchasing a new home, it’s important that you work with a mortgage lender who understands your unique needs. You’ll put a lot of time into finding the right home that meets all your needs, and you need to put the same effort into finding the right lender. At Chemung Canal Trust Company, you’ll get a great rate, but we can also offer you so much more. You get a personalized service experience and local decision making, so you know your always working with our lending team.

To experience the difference in working with a local lender that is focused on your needs, you’ll need to complete our online application. Our lending team will review your application and contact you directly.

Apply Online

Your Mortgage Loan Options

Each of our mortgage loan options offers something different. From a fixed-rate mortgage that offers you the stability of making the same payment each month throughout your term, to adjustable-rate mortgages that are ideal for short-term homeowners, we’re here to give you guidance and options. Our mortgage loan offerings include:

 

Mortgage Loan Resources

When making a decision as important as buying a new home, you need to make sure you’re as prepared as possible. With our mortgage calculators and the Consumer Financial Protection Bureau’s home loan tool kit, you can develop a plan for your mortgage loan.

Mortgage Calculator

Mortgage Qualification Calculator

Early Mortgage Payoff Calculator

Home Loan Toolkit

 

Contact Our Mortgage Lenders

If you’d like to start the process of applying for your mortgage loan, or want to know about the mortgage lending process, our team is ready to help you. Click the button below to contact our lenders, or call our office at (607) 737-3815 or toll-free at (800) 836-3711, extension 3815.

Meet Our Mortgage Lenders