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Auto Loans

Woman with new car keys

Auto Loans

Ah, the feeling of a shiny new car or truck ... We've been a leader in helping folks "find their ride" since the time cars were invented. New or used, our lending professionals are here to assist you. Our auto loans feature:

  • The money you need now
  • Fixed repayments over a specified period of time
  • Quick answers and personal Platinum Promise service

Car Affordability Calculator

Special Offer!

For a limited time, we are offering a low 3.30% APR** for 3 year loans and 4.40% APR** for 4 year loans! You must have a minimum of 700 credit score. No additional rate discounts given for auto pay.  

Click here to view more of our interest rates, or contact one of our offices to speak with a Chemung Canal loan professional.

Apply Now


**Interest rates and programs subject to change without notice. APR = Annual Percentage Rate. Applications must be received by November 30, 2019 to be eligible for the promotional APR. Minimum 700 credit score required. Subject to credit approval. Minimum loan amount of at least $2,500 required. Loans greater than $10,000 must be fully secured. Maximum term is 48 months. A $10,000 fully secured loan with a four-year term and a 4.40% APR will require 48 monthly payments of $225.79.  Not valid for single-pay loans, credit-builder loans and trust-secured lines of credit.