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Personal Checking

Free Checking

External link in new window to our online account opening tool

When we say free, we mean free!

Many banks offer free checking, yet almost all of them attach "strings." Not here. Our free checking account is absolutely free, and offers additional benefits you're not likely to find elsewhere, including free online bill payment.

Other features

  • Free Chemung Canal Debit Card
  • Minimum $25 to open the account
  • UChoose Rewards
  • No maintenance or per-check fees
  • Monthly statements, eStatements are available
  • Automatic transfers to savings, IRAs, loan payments, etc.
  • No direct deposit or minimum balance requirement
  • Web Banking, Bill Pay and Mobile Banking, and 24-hour telephone banking