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First Time Home Buyer Mortgage Pre-Approval

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Looking to buy a new house? With Chemung Canal's new Mortgage Pre-Approval program, you don't have to wait until you find a home to qualify for a mortgage. Pre-Approval allows you to bargain from a position of strength, flexibility, and buying power. You can also close on your mortgage faster and with less hassle. Whether you're in the market for a second home, or a first-time home buyer in Elmira, NY or surrounding areas, we have the tools to help you.

  • It's free
  • It's quick
  • Does not apply to refinancing

Pre-approval will allow you to focus on finding that perfect house without stressing over how you are going to pay for it. At Chemung Canal Trust Company, we take the hassle out of home buying so that you can enjoy your dream house. If you are a first time home buyer in Ithaca, NY or surrounding areas, give us a call and let us help you through the process. If you're ready to get started today, apply now for pre-approval. For more information, call us at (607) 737-3815, or toll-free at (800) 836-3711, extension 3815, and ask to speak to a Mortgage Specialist. You can also email our Mortgage Department by clicking