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Personal Checking

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BankOn Checking

Our BankOn checking account ensures that you have access to a certified low-cost bank account that is safe, affordable and accessible. 

BankOn Checking benefits include:

  • Free Chemung Canal Debit Card (no checks will be offered)
  • No overdraft or continuous overdraft fees
  • No monthly maintenance fee
  • No minimum balance
  • Minimum $25 to open an account
  • Direct deposit of payroll, benefits, or social security checks
  • Online bill payment and Mobile Banking eligible 
  • Free eStatements available
  • Email and text alerts available


Sound right for you? Apply now.

Insert Bank On Certification Stamp

Bank On Certified 
Chemung Canal Trust Company's BankOn Checking is certified as meeting Bank On National Account Standards for safe and affordable bank accounts with no overdraft fees.