For nearly 200 years, businesses have trusted Chemung Canal Trust Company to be ready when it matters most. Whether you’re navigating day-to-day needs or making a big decision, having the right financing in place gives you the confidence to move forward without hesitation. With flexible options and a team that understands your business, you’ll have the support you need to act when opportunity calls.
Vice President
Office: (607) 735-2034 Ext. 2034
Cell: (607) 857-4887
NMLS #1575861
Vice President
Office: (315)-255-7810
Cell: (315)-209-4242
NMLS# 471617
*Business Line of Credit: 6.25% APR reflects a fixed introductory rate for the first 12 months, after which the rate converts to a variable rate equal to Prime Rate plus 2.00%, as published in The Wall Street Journal. Variable rates may increase or decrease over the life of the loan. Floor and ceiling rates may apply. Business Term Loan: 6.99% APR assumes a 5‑year term and includes a 0.50% relationship rate discount. A Chemung Canal Trust Company business operating account is required prior to loan approval and must be maintained for the duration of the relationship. Additional fees, including but not limited to origination, servicing, collateral, and closing costs may apply. All loans subject to credit approval. Rates, terms, and offers are subject to change without notice and may vary based on creditworthiness, relationship pricing, and other underwriting factors. Advertised APR is accurate as of May 1, 2026.
**Clover® Merchant Services Offer: 90‑day free trial and/or $450 rebate available for a limited time. Offer subject to Clover program terms, eligibility requirements, and third‑party provider approval. Hardware, processing fees, and services charges may apply after promotional period.
***Positive Pay Offer: Six (6) months free applies to standard Positive Pay services only. Fraud protection features and availability may vary by account type. Fees apply following the promotional period.
