Municipal Banking
Government Banking
Helping Our Communities Grow & Prosper
At Chemung Canal, we believe that strong communities start with strong financial partners.

Municipalities play an important role in providing essential services, funding local projects, and keeping public resources running smoothly. That’s why we offer customized banking solutions to help local governments manage funds, optimize cash flow, and plan for the future. We’re here to support your municipality’s financial success.

Invested in the Communities We Serve

With a people-first approach, we’re committed to helping municipalities navigate today’s financial challenges and embrace the opportunities that foster stability and growth.

Let’s work together to make an impact. Get in touch with us today.

Municipal Banking Solutions

Interest-earning accounts designed to keep public funds accessible.

Secure options to help set aside money for future needs.

With IntraFi Network Deposits, your municipality can keep millions safe with FDIC insurance via a network of participating banks,all while working directly with Chemung Canal. You can easily and securely manage your funds in savings accounts or CDs.

MAXIMIZE RETURNS AND
Insure All Your Deposits

Chemung Canal, part of the IntraFi® network, offers ICS & CDARS to provide FDIC insurance on deposits above $250,000. This solution ensures your funds are safe while earning competitive returns similar to Treasuries and government money market mutual funds.

How It Works:

Your funds are distributed across multiple IntraFi banks in amounts below $250,000, securing FDIC insurance coverage from various institutions while you work directly with Chemung Canal.

Benefits:

  • Save Time: Simplify your cash management by working directly with Chemung Canal, eliminating the need to manage multiple investment relationships and track collateral.
  • Feel Confident: Enjoy peace of mind knowing your funds are covered by multi-million-dollar FDIC insurance.
  • Stay Up To Date: Receive regular monthly statements and access your balances anytime through a secure Depositor Control Panel.
A Checking Account Designed for Municipalities:
The NOW Account
Our NOW Account provides municipalities with an interest-earning checking option, making it an ideal solution for managing payroll, vendor payments, and operational expenses while keeping funds accessible.
  • Earn interest on balances of $1,000 or more
  • Unlimited checking access for seamless transactions
  • Simplifies municipal finance management
  • Provides clear financial records for budgeting and reporting
ONLINE & MOBILE BANKING
Business
Banker

Manage your business accounts with ease and security, no matter where you are

A woman in her office is in front of her computer with a small cardboard box package in her hand
A woman in a food truck hands a customer a basket of food
Payment Processing
Merchant Services

Clover helps you accept payments and manage operations with ease.

Contact

Fill out the form below, and we will be in touch shortly.