Skip to Content

CD Special!

Start earning more while you save today!

Take advantage of these special offers:


4.50% APY* for 6 months

Apply Now

5.00% APY* for 12 months

Apply Now

Apply online, stop into one of our offices, or call us at 800-836-3711 and open your account today!

 *APY = Annual Percentage Yield. To earn the promotional APY, the Certificate of Deposit must be opened with new-to-Chemung Canal Trust Company money only. Minimum deposit to open is $10,000. Account balance may not exceed $1,000,000 with the exception of future interest payments. Offer valid for personal and nonprofit clients only. There may be a penalty for early withdrawals. Fees may reduce earnings on accounts. All IRA certificates are subject to IRS tax regulations and penalties. Interest rates may change at any time, without prior notice, before an account is opened. Interest compounds quarterly and is credited quarterly. Effective as of July 24, 2023.