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Chemung Canal Trust Bank
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Property Management & Landlords

Simplify
Property Finances In One Place
Property finance can be complex and fast-paced. We help you keep operating funds, deposits, and growth plans organized with tools designed to save time and support compliance.
Elevate Your Financial Management with Chemung Canal Trust Company
  • Open and manage security deposit accounts more efficiently
  • Track funds cleanly across properties
  • Keep cash flowing with lending and cash management solutions
For Your Business
  • Operating Accounts
  • Cash Management Solutions
    • Sweep accounts, lockbox services assisting in cash flow optimization
    • Remote Deposit Capture: Deposit checks from your office
    • Positive Pay: Fraud protection for your business checking accounts
  • Merchant Services: Accept tenant payments by card
  • Property Acquisition Financing: Commercial real estate loans for portfolio growth
  • Wealth Management Services: Wealth accumulation planning services and trust management services
  • Automated Rent Collection with ZRent
    • Set it and forget it: Tenants pay automatically. No more chasing checks or late payments
    • Instant Visibility: See who has paid, who is late, and the total collection in real time
    • Convenient ACH payments: Receive payments electronically for faster, more efficient rent collection.
  • Multiple Properties on One Dashboard: Manage one or 1,000+ properties from one dashboard
Traditional Method
CCTC Method
Convenient Management
(Open separate accounts for each client.)

No.
(One master account, unlimited sub accounts.)
Yes.
Easy Set Up
(30+ minutes per account setup.)

No.
(Minutes to create digital sub accounts.)

Yes.
Introducing
EscrowEdge
A Secure Digital Platform for Managing Client Accounts

EscrowEdge = sub-accounts without the branch visits.

  • Online access and flexible sub-account organization
  • Integrated compliance workflows and easier document collection
  • Seamless money movement and real time tracking
  • Security deposit management
  • Built-in features like customizable foldering for organization of sub-accounts, Document repository, ability to collect signatures via Docusign and more
  • Digital folders for every property: Unlimited number of sub-accounts may be organized by property for easier management.
  • 24/7 access from your home or office.
  • Automated interest calculation: Compliant with your state deposit laws
  • Move in/Move out made easy: Ability to track deposits, deductions, and returns with a complete audit trail
  • Tenant Transparency: Share statements and proof of security deposit
  • Electronic Tenant Paperwork Completion that integrates seamlessly with DocuSign, allowing property managers to collect essential documents like W-9s electronically.

Manage Client Accounts
with EscrowEdge

EscrowEdge Offers Your Business:

  • Responsive Web application with anytime access for your institution and your clients
  • Customizable interest splitting allows you to divide interest between property managers and tenants
  • Interest tracking and allocation by sub-account
  • Automated money movement allows security deposits and interest to be distributed quickly and efficiently
  • Integrated compliance workflows accommodate regulations by state, county or city, helping property manager avoid costly fines
  • Named sub-accounts for each property manager and tenant helps you comply with Know Your Customer regulations
  • DocuSign integration makes it easy to collect W-9s from tenants
  • Flexible and customizable folder and naming system allows easy access
  • Bulk upload for data for new properties

The Right Banking Partner
Chemung Canal Trust Company + EscrowEdge

  • User-friendly banking apps and money tools
  • Earn interest on deposits
  • Fast, easy money movement (for tenants and property owners)
  • Regulatory, compliance monitoring and full audit history available
  • FDIC insurance for deposits
Talk with a Business Banking Specialist.

Business banking at Chemung Canal Trust Company Bank. Our services work as hard as you do.

Let's Connect

Sarah Williamson

Assistant Vice President

Cash Management Officer

Chemung Canal Trust Company

One Chemung Canal Plaza

Elmira, NY 14901

607.737.3911

[email protected]

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© 2025 Chemung Canal Trust Company. All rights reserved.
ABA Routing Transit #: 021301115
Toll-free: 800-836-3711
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