Personal Savings

Save Smarter
For What Matters Most.
Whatever you're saving for—an emergency fund, a special purchase, or future plans—Chemung Canal has options to help you grow your money.

Our savings accounts offer competitive interest rates, flexible features, and convenient ways to manage your funds, so reaching your financial goals is easier than ever. Plus, our banking specialists are here to provide guidance whenever you need it.

Start saving today! Call a Banking Specialist at 800-836-3711 to open an account.

What will it take to reach your savings goal?

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Benefits and Features

  • No service charges when $250 minimum balance is maintained
  • Minimum $25 to open an account
  • Earn competitive interest rates on minimum balance of $250
  • Interest compounds quarterly and is credited to your account on the last business day of each quarter
  • If you have a checking account with us, you can establish automatic transfers from your regular savings account to your checking account to avoid overdrafts
  • Transfers are limited as by law
  • This is a variable interest rate account

Help your child learn smart saving habits with Chemung Canal’s Youth Savings Account. Whether they’re saving for something special or planning for the future, we’re here to support their journey.

  • Earn interest on balances as low as $1
  • Variable interest rate account
  • Fee-free debit card
  • Free mobile banking
  • Free online banking
  • Account automatically converts to our Personal Savings Account when you turn 22; ask for complete details

Set Money Aside for a Stress-Free Holiday Season.

Make holiday shopping, travel, and celebrations easier by planning ahead with a Holiday Club Savings Account from Chemung Canal. This account helps you save throughout the year, so when the holidays arrive, you’ll have the funds you need—without the financial stress.

  • Easy set up
  • No minimum deposit required
  • No minimum balance
  • Grow your account through automatic deposits from a Chemung Canal checking or savings account or payroll direct deposit
  • Variable interest rate
Build Your Future
CDs &
IRAs

Secure, smart savings solutions for long-term growth.

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Go Banking
Online & Mobile
Banking

Stay in control of your finances anytime, from anywhere.

Contact

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