Personal Credit Cards

Convenience, Rewards,

And So Much More.

A Chemung Canal Visa® credit card gives you the flexibility and security you need—whether you’re shopping online, paying bills, or making everyday purchases.

With a variety of card options, you can choose the one that best fits your life and your spending habits, from cash back rewards to low-interest savings — there’s something for everyone.

What will it take to pay off your credit card?

Check out our payoff calculator to find out!

Chemung Canal VISA Credit Cards

No matter what kind of credit card you need, we can help you find the one that best fits your lifestyle. Maybe you’re looking to build credit, want a low APR, or would like to earn cash back — our wide selection of credit cards offers something for just about everyone.

Let us help you choose the card that’s right for you! Contact a Banking Specialist today! Apply and compare rates!

To report a lost or stolen card, please contact us at (607) 737-3711 or (800) 836-3711 during normal business hours. After hours, please contact (800) 472-3272.

Visa® Platinum

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Benefits:

0% intro APR* on purchases and balance transfers for 12 months**
Competitive Rates**
Mobile Pay
Fraud Monitoring and Zero Fraud Liability
Chip Card Security
Earn one point for every net dollar you spend
Points redeemable for merchandise, rental cars, cruises and airline travel
Travel accident insurance**
Personal service from people you know
Online account access

Apply for our VISA® Platinum Credit Card or compare rates.

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Visa® Platinum Rewards

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Benefits:

0% intro APR* on purchases and balance transfers for 12 months**
Competitive rates*
Fraud Monitoring and Zero Fraud Liability
Chip Card Security
Travel Accident Insurance ($150,000)
Mobile Pay
Earn 1 point for every dollar spent
Personal service and hometown convenience
Online Access

Apply for our VISA® Platinum Rewards Credit Card or compare rates.

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

VISA® and Mastercard® Secured Platinum

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Benefits:

0% intro APR* on purchases and balance transfers for 12 months*
Competitive Rates**
Free FICO® Score (updated monthly)
Cellphone Protection
Email and Text Fraud Alerts
Mobile Payments
Online account access

Apply for our VISA® Secured Platinum Credit Card or compare rates.

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

VISA® Cash Rewards Platinum

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Benefits:

0% intro APR* on purchases and balance transfers for 12 months**
Competitive Rates**
Fraud Monitoring and Zero Fraud Liability
Chip Card Security
Earn 1% Cash Back on all purchases
Travel accident insurance**
Personal service from people you know
Online account access

Apply for our VISA® Cash Rewards Platinum Credit Card or compare rates.

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

VISA® Signature Travel

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Benefits:

0% intro APR* on purchases and balance transfers for 12 months**
Competitive Rates**
Travel Discounts
Travel Insurance**
Fraud Monitoring and Zero Fraud Liability
Chip Card Security
Earn 1.5 points per dollar on net purchases
24/7 Concierge Service

Apply for our VISA® Signature Travel Credit Card or compare rates.

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

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Personal Credit Cards

Chemung Canal VISA Credit Cards

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

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