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Chemung Canal Trust Bank

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Financial Planning

Planning for the Future
Starts Today.
At Chemung Canal, we know that financial security doesn’t happen by chance—it requires thoughtful planning and the right support.

Our experienced financial advisors take the time to understand your goals, helping you create a strategy that fits your life. Whether you’re preparing for retirement, managing investments, or securing your family’s future, we’re here to help you get it done.

To learn more about our Financial Planning Services, contact us today. We’re ready to help you build a plan for a stronger financial future.

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A successful financial plan starts with clear goals. Whether you want to retire comfortably, purchase a second home, or fund your child’s education, we help you prioritize your objectives while considering your current financial situation and long-term aspirations.

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We review your existing investments and create a strategy tailored to your goals, risk tolerance, and financial situation. Our advisors help you assess asset allocation, adjust risk exposure, and align your investments with your long-term plans.

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Preparing for retirement means making smart decisions today. We help you develop a strategy for wealth accumulation, cash flow management, and tax-efficient investing—ensuring you make the most of your employer-sponsored plans, Social Security, and personal savings.

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Life can be unpredictable, but you can plan for the unexpected. We help identify risks like illness, injury, or loss and develop a strategy to protect you and your loved ones. Our advisors review insurance coverage and financial liabilities to ensure you’re prepared for any situation.

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Managing taxes is an important part of your overall financial plan. We work with you and your tax professionals to minimize tax liabilities, navigate changes in tax laws, and plan for major financial events like retirement or property sales.

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Protecting your assets and ensuring they are distributed according to your wishes is essential. Our advisors help you structure investments, minimize tax exposure, and create a plan that safeguards your legacy for future generations.

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College tuition costs continue to rise, making early planning essential. We help you evaluate college savings options, explore investment strategies, and create a plan that supports your child’s educational future.

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If giving back is part of your financial plan, we help you make the most of your charitable contributions. From donor-advised funds to charitable trusts, we offer strategies that align with your philanthropic and financial goals.

Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Guaranteed by any Government Agency, Not a Bank Deposit

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© 2025 Chemung Canal Trust Company. All rights reserved.
ABA Routing Transit #: 021301115
Toll-free: 800-836-3711

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