Mortgage Interest Rates

Monthly Fixed Mortgage Interest Rates

Rates as of December 2, 2016

Term Interest Rate Points APR* Minimum Down
10 3.375% 0 3.56% 5%
10 3.250% 1 3.65% 5%
10 3.125% 2 3.74% 5%
10 3.000% 3 3.84% 5%
15 3.375% 0 3.51% 5%
15 3.250% 1 3.53% 5%
15 3.125% 2 3.55% 5%
15 3.000% 3 3.58% 5%
20 3.875% 0 3.98% 5%
20 3.750% 1 3.97% 5%
20 3.625% 2 3.96% 5%
20 3.500% 3 3.95% 5%
30 4.000% 0 4.07% 5%
30 3.875% 1 4.03% 5%
30 3.750% 2 3.99% 5%
30 3.625% 3 3.95% 5%

Monthly Fixed Mortgage Loan Payment Examples (assume 0 points)

Term (Years) Amount Borrowed Monthly Payment
(not including Escrow or PMI)
Total Loan & Interest
10 $75,000 $737.26 $  88,471.20
15 $75,000 $531.57 $  95,682.60
20 $75,000 $449.56 $107,894.40
30 $75,000 $358.06 $128,901.60

*APR = Annual Percentage Rate

Click here to access Adjustable-Rate Mortgage interest rates through our Online Mortgage and Home Equity Center.

  • Interest rates subject to change without notice
  • All loans subject to credit approval
  • Private Mortgage Insurance (PMI) is required for loans with less than 20% down

For more information, please contact us at (607) 737-3815 or toll-free at (800) 836-3711 extension 3815.

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