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Personal Checking

NOW AccountExternal link in new window to our online account opening tool

Individuals, municipalities, and all organizations, associations and corporations that are organized as not-for-profit and can invest at least $1,000 are eligible for a NOW account, which offers interest-bearing opportunities depending on the account balance:

  • Daily ledger balance of $1,000 or more earns the going interest rate and unlimited checking
  • Daily ledger balances below $1,000 earn no interest, are charged a $10 monthly service fee
  • Variable interest rate provides interest income
  • Convenient for paying creditors and collecting checks
  • Provides a complete record of expenditures for payroll and budgeting purposes