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Mortgage Loan


Opening New Doors For Your Family.

Through the course of our bank’s history, we have helped countless plans, goals, and dreams reach their destination. We understand the journey is not always predictable. Whether you are a first-time homebuyer, planning to build, buying a second home, or looking to refinance your current mortgage, we offer a wide range of mortgage options that can be designed for you.

Wherever You Plan to Go, Take Chemung Canal with You.

Our loan options can be tailored around your needs. Looking to purchase your first home, or are you ready to refinance your existing home? Check out what we have to offer:

  • First Time Homebuyers’ Program
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage
  • FHA/VA/USDA Financing*
  • Home Equity Loans & Lines
  • Refinancing
  • New Construction Loans

Ready to Apply?

For a limited time application fees will be waived if received by November 30, 2019! If you're interested in applying for a loan with Chemung Canal Trust Company, you can start by finding your county's Mortgage Originator to learn more. Or, simply click on the buttons below to get started. 

Apply Now             Today's Rates


*FHA/VA/USDA products are arranged through a third party.