Mortgage Rates

Mortgage Loan Interest Rates

Rates as of October 20, 2014

Monthly Fixed Mortgage Interest Rates


 

 Term  Interest Rate  Points  APR*  Minimum Down
 10 3.000%  0 3.08% 5 percent
 10 2.875%  1 3.16% 5 percent
 10 2.750%  2 3.25% 5 percent
 10 2.625%  3 3.34% 5 percent
 15 3.000%  0 3.05% 5 percent 
 15 2.875%  1 3.07% 5 percent 
 15

2.750%

 2 3.75% 5 percent  
 15 2.625%  3 3.12% 5 percent
 20

3.625%

 0 3.79% 5 percent
 20 3.500%  1 3.66% 5 percent 
 20 3.375%  2 4.02% 5 percent 
 20 3.250%  3 4.13% 5 percent 
 30

3.875%

 0 3.91% 5 percent 
 30 3.750%  1 3.86% 5 percent 

 30

 30

3.625%

3.500%

 2

 3

3.82%

3.78%

5 percent

5 percent 

         


Monthly Fixed Mortgage Loan Payment Examples (assume 0 points):

Term (Years) Amount Borrowed Monthly Payment (not including Escrow or PMI) Total Loan & Interest
10 $75,000

$724.21

$86,905.20
15 $75,000

$517.94

$93,229.20
20 $75,000 $439.80

$105,552.00

30 $75,000

$352.68

$126,964.80





Click here to access Adjustable-Rate Mortgage interest rates through our Online Mortgage and Home Equity Center.

*APR = Annual Percentage Rate

  • Interest rates subject to change without notice
  • All loans subject to credit approval
  • Private Mortgage Insurance (PMI) is required for loans with less than 20% down

For more information, please contact us at (607) 737-3815 or toll-free at (800) 836-3711 extension 3815. 

 

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