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Mortgage Loan Interest Rates
Rates as of June 19, 2013
Monthly Fixed Mortgage Interest Rates
| Term | Interest Rate | Points | APR* | Minimum Down |
| 10 | 3.125% | 0 | 3.20% | 5 percent |
| 10 | 3.000% | 1 | 3.29% | 5 percent |
| 10 | 2.875% | 2 | 3.38% | 5 percent |
| 10 | 2.750 | 3 | 3.47% | 5 percent |
| 15 | 3.125% | 0 | 3.08% | 5 percent |
| 15 | 3.000% | 1 | 3.20% | 5 percent |
| 15 | 2.875% | 2 | 3.22% | 5 percent |
| 15 | 2.750% | 3 | 3.24% | 5 percent |
| 20 |
3.750% |
0 | 3.79% | 5 percent |
| 20 | 3.500% | 1 | 3.66% | 5 percent |
| 20 | 3.375% | 2 | 3.65% | 5 percent |
| 20 | 3.250% | 3 | 3.64% | 5 percent |
| 30 | 4.000% | 0 | 4.03% | 5 percent |
| 30 | 3.875% | 1 | 3.99% | 5 percent |
|
30 30 |
3.750% 3.625% |
2 3 |
3.95% 3.90% |
5 percent 5 percent |
Monthly Fixed Mortgage Loan Payment Examples (assume 0 points):
| Term (Years) | Amount Borrowed | Monthly Payment (not including Escrow or PMI) | Total Loan & Interest |
| 10 | $75,000 | $728.54 | $87,424.95 |
| 15 | $75,000 |
$522.46 |
$94,042.28 |
| 20 | $75,000 | $444.67 | $106,719.90 |
| 30 | $75,000 |
$358.06 |
$128,902.13 |
Click here to access Adjustable-Rate Mortgage interest rates through our Online Mortgage and Home Equity Center.
*APR = Annual Percentage Rate
- Interest rates subject to change without notice
- All loans subject to credit approval
- Private Mortgage Insurance (PMI) is required for loans with less than 20% down
For more information, please contact us at (607) 737-3815 or toll-free at (800) 836-3711 extension 3815.
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