Mortgage Rates

Mortgage Loan Interest Rates

Rates as of April 24, 2014

Monthly Fixed Mortgage Interest Rates


 

 Term  Interest Rate  Points  APR*  Minimum Down
 10 3.375%  0 3.45% 5 percent
 10 3.250%  1 3.54% 5 percent
 10 3.125%  2 3.63% 5 percent
 10 3.000%  3 3.72% 5 percent
 15 3.375%  0 3.43% 5 percent 
 15 3.250%  1 3.45% 5 percent 
 15

3.125%

 2 3.75% 5 percent  
 15 3.000%  3 3.50% 5 percent
 20

4.000%

 0 4.04% 5 percent
 20 3.875%  1 4.03% 5 percent 
 20 3.750%  2 4.02% 5 percent 
 20 3.625%  3 4.13% 5 percent 
 30 4.375%  0 4.41% 5 percent 
 30 4.250%  1 4.37% 5 percent 

 30

 30

4.125%

4.000%

 2

  3

4.33%

4.29%

5 percent

5 percent 

         


Monthly Fixed Mortgage Loan Payment Examples (assume 0 points):

Term (Years) Amount Borrowed Monthly Payment (not including Escrow or PMI) Total Loan & Interest
10 $75,000 $737.26 $88,471.20
15 $75,000

$531.57

$95.682.60
20 $75,000 $454.48 $109,075.20
30 $75,000

$374.46

$134,805.60





Click here to access Adjustable-Rate Mortgage interest rates through our Online Mortgage and Home Equity Center.

*APR = Annual Percentage Rate

  • Interest rates subject to change without notice
  • All loans subject to credit approval
  • Private Mortgage Insurance (PMI) is required for loans with less than 20% down

For more information, please contact us at (607) 737-3815 or toll-free at (800) 836-3711 extension 3815. 

 

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