Mortgage Rates

Mortgage Loan Interest Rates

Rates as of October 31, 2014

Monthly Fixed Mortgage Interest Rates


 

 Term  Interest Rate  Points  APR*  Minimum Down
 10 3.125%  0 3.20% 5 percent
 10 3.000%  1 3.29% 5 percent
 10 2.875%  2 3.38% 5 percent
 10 2.750%  3 3.47% 5 percent
 15 3.125%  0 3.18% 5 percent 
 15 3.000%  1 3.20% 5 percent 
 15

2.875%

 2 3.75% 5 percent  
 15 2.750%  3 3.24% 5 percent
 20

3.750%

 0 3.79% 5 percent
 20 3.625%  1 3.78% 5 percent 
 20 3.500%  2 4.02% 5 percent 
 20 3.375%  3 4.13% 5 percent 
 30

4.000%

 0 4.03% 5 percent 
 30 3.875%  1 3.99% 5 percent 

 30

 30

3.750%

3.625%

 2

 3

3.95%

3.90%

5 percent

5 percent 

         


Monthly Fixed Mortgage Loan Payment Examples (assume 0 points):

Term (Years) Amount Borrowed Monthly Payment (not including Escrow or PMI) Total Loan & Interest
10 $75,000

$728.54

$87,424.80
15 $75,000

$522.46

$94,042.80
20 $75,000 $444.67

$106,720.80

30 $75,000

$358.06

$128,901.60





Click here to access Adjustable-Rate Mortgage interest rates through our Online Mortgage and Home Equity Center.

*APR = Annual Percentage Rate

  • Interest rates subject to change without notice
  • All loans subject to credit approval
  • Private Mortgage Insurance (PMI) is required for loans with less than 20% down

For more information, please contact us at (607) 737-3815 or toll-free at (800) 836-3711 extension 3815. 

 

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