Home Improvement Interest Rates

Rates as of July 1, 2010

Home Improvement/Above Ground Pool & Spa Loans

Home Improvement/Above Ground Pool Loan Payment Examples

* Credit scores are based on information collected by credit bureaus and information reported each month by your creditors about the balances you owe and the timing of your payments. A credit score is a compilation of all this information converted into a number that helps a lender to determine the likelihood that you will repay the loan on schedule. The credit score is calculated by the credit bureau, not by the lender. Credit scores are calculated by comparing your credit history with millions of other consumers.

**Annual Percentage Rate

• Loans subject to credit approval
• Interest rates and programs are subject to change without notice
• Loans $7,500 and above require a collateral mortgage or other sufficient collateral
• Interest rates will be discounted 0.25% with Auto Pay from a Chemung Canal checking or savings account 
• Loans under $5,000 - maximum term up to 60 months
• Loans $5,000 to $10,000 - maximum term up to 84 months
• Loans over $10,000 - maximum term up to 120 months