Home Improvement Loans

Home Improvements


Our promotional interest rates will make you raise the roof ... literally!

2.00% APR* with terms up to 36 months
3.00% APR* with terms up to 60 months

Let's make it happen!

For a limited time, you can take advantage of our special promotional interest rates.


House needs a new roof? Want an extra room? We have loan options for almost any home improvement project you can imagine. With competitive rates and flexible terms, we can design the loan best suited to your individual requirements.

Click here to view our interest rates.  Remember, you can save on your loan's annual interest rate by making payments automatically from a Chemung Canal checking or savings account, by having a high credit score, or maintaining three or more account relationships with Chemung Canal.


*Annual Percentage Rate (APR) is based on evaluation of applicant’s credit and actual APR may vary. Subject to credit approval. New money of at least $2,500 required for promotional APR. Loans $10,000 and above must be fully secured. Maximum term is 60 months. A $10,000 fully-secured loan with a 4-year term and a 3.00% APR will require 48 monthly payments of $221.34. Interest rates and programs are subject to change without notice. Not valid for single-pay loans, credit-builder loans or trust-secured lines of credit.



About UsInvestor RelationsOffices & ATMsSite MapPrivacy & SecurityContact Us

MemberFDICEqual Housing Lender
Chemung Canal Trust, copyright 2007. All rights reserved