Positive Pay service provides businesses with a proactive electronic tool to combat check fraud. Positive Pay allows businesses to send a manual entry or file upload of written checks to Chemung Canal Trust Company. When checks are presented against your account, Positive Pay will match it to the checks you have written and create an exception report of any "suspicious items." Your business is given the opportunity to review the item(s) and make the decision to "pay" or "return" them. Positive Pay arms your business with the information needed to stop check fraud before any losses are incurred.